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PostPosted: 11/10/13 6:12 pm • # 1 
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Anthem Blue Cross deserves to lose BIG ~ :angry ~ emphasis/bolding below is mine ~ there are "live links" to more/corroborating info in the original ~ Sooz

Major Insurance Company Faces Lawsuit For Allegedly Tricking Customers Into Canceling Their Policies
By Sy Mukherjee on November 7, 2013 at 11:08 am

A major California insurance company is being sued by two consumers alleging that they were tricked into dropping their health coverage when they could have remained on their preferred plans under Obamacare, the Los Angeles Times reports.

Obamacare allows insurance policies that were issued before the law was signed in 2010 to remain in place as long as they don’t change their benefits in a way that harms consumers, such as by increasing their out-of-pocket costs or dropping benefits. Customers who have these so-called “grandfathered plans” can keep them for however long the insurance company continues to offer it.

For customers who don’t have “grandfathered plans,” things are a little different. Their insurance providers must comply with Obamacare’s more robust benefit requirements. Some companies have been canceling millions of individual policies either in an effort to meet those new requirements, or because they want to change the plans in a way that would make them illegal under the health law. Most customers who shop for new individual policies under Obamacare will be eligible for tax subsidies to help them afford their coverage.

California’s Anthem Blue Cross may have convinced their customers that they fall into the second category — even though they’re actually in the first.

“Blue Cross successfully enticed tens of thousands of its individual policyholders to switch out of their grandfathered health plans and forever lose their protected grandfathered status,” states the lawsuit. “Blue Cross concealed information about the consequences of switching plans and intentionally misled its policyholders to encourage the replacement of grandfathered policies.”

The plaintiffs, Paul Simon, 39, and Catherine Corker, 63, of California say that they are among the customers that Anthem Blue Cross pressured to drop their grandfathered policies in 2011 without giving them all the facts about new Obamacare requirements that could raise the price of their plans in an effort to cut its own costs. Simon and Corker would have preferred to remain on the grandfathered plans permitted by the law, and are now asking the courts to block Anthem from canceling any more policies unless the company allows consumers to switch back into their grandfathered plans.

“This is about an insurance company manipulating the situation and concealing the facts,” said William Shernoff, an attorney for both the plaintiffs, in an interview with the Los Angeles Times. “We are asking the court to give our clients and everybody else in the same situation the option of going back to their grandfathered policies.”

California’s Anthem Blue Cross has regularly come under fire for shoddy business practices. Last year, the company requested a double-digit rate hike on customers’ premiums despite the fact that employers and other health insurers said that only modest adjustments were necessary in order to keep up with health care inflation.

http://thinkprogress.org/health/2013/11/07/2906861/major-insurance-company-lawsuit/


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PostPosted: 11/10/13 6:28 pm • # 2 
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Expect more of these kinds of law suits. As I expected, a ton of people have been tricked.

I read a good article the other day, but forgot to save it. It essentially debunked all the "I lost my insurance, blah, blah, blah" stories that have been front and center. Wish I had saved it.


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