Just to give more details in case anyone has this problem:
The tool bar that I accidently installed was called "VisualBee". It has tons of crap with it.
The tiny program I used to delete it is Adwr. (I think, lol) It took about 10 seconds to d/l and another 30 to delete the tool bar with associated crap!
Another plus is that the instruction at Bleeping Computer we very detailed. The Adwr uses a tool bar itself, but they gave detailed instructions on how to de-select that, along with other part I didn't need, like IE etc.
I think I'm in love. With jab,
of course lol, and Bleeping Computer.
You can even search for an error code if you're getting something strange and you'll usually find a fix.